International best practices in self-regulation

Governance

Every investor seeks the comfort of security prior to trusting their investment in the hand of professionals.​

Throughout the lifecycle of the investments 3514 Capital Partners governs on the basis of a pre-set investment risk parameters and policies of management of its portfolio’s risk exposure with the aim to provide a high level of security and yield, in comparison to investments widely offered on the international market. This elevated level of security and relatively high return approach is our core strategy to sustain rapid growth. The partners are prudent, all investments are directed via a self-regulated system of Investment and Risk committees, governed by strict policies, managed by a non-executive team of experts, providing a multi-tier structure of vetting on all origination of investment opportunities. ​

From a structure and format perspective, the level of security and potential rate of return of all originated opportunities are a typical for the three self-managed securitisation programmes. Respective to each fund, a further layer of governance and compliance on all investors and counterparts in general will be thoroughly assessed and vetted by AQA Capital and Integra Private Wealth in their capacity of fund managers, and related service providers namely Calamatta Cuschieri Fund Management and BoV Fund Management in their role of Fund Administrator, and Ryle & Cie as Custodian. The funds are audited by Deloitte and Mazars.​

In collaboration with Grant Thornton (Malta) Advisory,  the assets of the funds are valued from an economic, capital, and financial fundamentals respective to each individual position, with the contribution of third party industry experts respective to the assets’ economic sectors. ​

Due diligence checks, structuring and the general management of the investment scheme; the fundamental technical appraising, borrower creditworthiness and regulatory compliance; the compliance of onboarding and exit procedures of investments, and special servicing activities; the activities related to the fundamental's legal appraisals, all the onboarding and evaluation procedures, are performed by a highly specialised management teams provided by the partners, that are considered market leaders in their respective fields of specialisation, with complete alignment of interest to the fund. ​

Through a network of distinguished professionals, 3514 Capital Partners promotes the products of the funds for which 3514 Capital Partners is a sponsor, with the respective Fund managers independently conducting the onboarding and evaluation procedure for each new potential investee and investor. Such segregation of duties upholds the highest standards of integrity and management of risk.​​

Multi-tiered decision making process